Finance your Car With Mereside Motors

Prestige, Luxury & Performance Cars in Cheshire

Mereside prides themselves on being able to offer competitive finance packages for all types of vehicles. We have over 20 Year's experience in quoting and providing finance packages using the best funding institutions in the UK. Our experienced team can advise and help build a bespoke finance package to suit all your funding needs, meaning that you can now afford the car that you have always dreamed of.

Our team is waiting to assist you. Please fill in the form and let us do the rest.

We can assist you in purchasing your dream car while spreading the cost.

Agree an initial deposit, typically a minimum of 10% of the cash price with the balance spread over 13 – 60 months. We will handle the finance proposal, send to the most competitive lender, gain a response and then subject to acceptance we will have the documents ready for your signature, you can then drive the car away.

Hire Purchase from Mereside Motors

How it works

  • Choose your pre-owned or new car. Typically cars up to ten years old qualify.
  • Discuss the deposit you can afford.
  • The actual funder buys the vehicle on your behalf less any deposit that you have paid to us.
  • The remaining balance plus interest is then paid over an agreed period of one to five years for cars that are up to six years old (or repay over one to four years if the car is six to 10 years old)
  • Set your payments to suit your budget – borrow any amount from £1,500 to £250,000

What you pay

  • You pay a flexible deposit on the car, typically 10% or less of the cash price
  • Interest rates are fixed so you’ll always know the amount of each payment until the car is yours.
  • You pay over your chosen period.

After you’ve made all the payments including the interest you own the car.

PCP can keep your monthly payments lower by deferring a significant proportion of the amount of credit to the final payment at the end of the agreement.

Agree an initial deposit, how many miles you are likely to travel each year and how long you want the agreement to run for and we will then calculate the Guaranteed Future Value (GFV) of your vehicle and confirm your monthly payment.

Personal Contract Purchase from Mereside Motors

How it works

  • Choose your pre-owned or new car. Cars up to three years old can also qualify.
  • Agree your maximum annual mileage—up to 24,000 miles a year.
  • Choose to repay over two or four years
  • Agree your deposit with us.
  • Borrow any amount between £1,500 – £250,000
  • Set payments to suit your budget.
  • At the end of the agreement you have three options to choose from as below.

What you pay

  • You pay a flexible deposit on the car, typically 10% or less of the cash price
  • We obtain the Guaranteed Future Value (GFV) of the car from lender*
  • You pay equal monthly payments over the chosen period
  • At the end of the agreement, you have three final options as below

Then at the end of the term you have 3 options:

  1. Part exchange the vehicle subject to settlement of your existing finance agreement; new finance agreements are subject to status.
  2. Return the vehicle and not pay the Final Lump Sum Payment. If the vehicle is in good condition and has not exceeded the allowed mileage you will have nothing further to pay. If the vehicle has exceeded the allowed mileage a charge for excess mileage will apply.
  3. Pay the Final Lump Sum Payment to own the vehicle.

And you have 2 to 4 years to decide which option to choose.

Lease Purchase is exclusively for business users and similar to a Personal Contract Purchase (PCP), with a large lump sum at the end of the agreement, but the final lump sum is not a guaranteed future value of the vehicle.

This means that you cannot return the vehicle at the end of the agreement, other than any voluntary termination rights that you may have. Agree an initial deposit and how long you want the agreement to run for and will then calculate your final payment and confirm your regular monthly payment. We will submit the finance application to the most competitive funder and subject to your application being approved; you can just drive your car away.

Lease Purchase from Mereside Motors

How it works

  • Choose your new car or pre-owned car. Used cars up to three years old can also qualify.
  • Agree the deposit with us.
  • Choose your repayment period over two to four years.
  • Agree the final lump sum payment with us.
  • Borrow any amount between £1,500 to £250,000.
  • Set payments to suit your budget.
  • At the end of the agreement you have two options to choose from.
  • Make the final payment, and obtain ownership of the vehicle or part exchange for a new vehicle (if the part exchange does not cover the final payment you would need to pay the shortfall to settle the finance agreement). New finance agreements are subject to status.

What you pay

  • You pay a flexible deposit on the car, typically 10% or less of the cash price.
  • You pay equal monthly payments over the chosen period
  • At the end of the agreement you have two options; (1) part exchange the car (subject to settlement of your existing finance agreement new finance agreements are subject to status)  (2) pay the final lump sum payment to own the car.


Chelford Road, Nether Alderley, Cheshire, SK10 4SZ
01625 322200
Richard (out of hours):
07792 125911
Matthew (out of hours):
07711 097959
Matthew: 07711 097959

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Opening Hours

Monday - Friday9:00 amto6:00 pm
Saturday10:00 amto5:00 pm
SundayBy Appointment Only
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